:root{--teal: #10a0bc;--teal-dark: #087f9b;--teal-deep: #07688c;--teal-soft: #e7f8ff;--navy: #06175f;--navy2: #0b304c;--ink: #283d4a;--blue: #10a0bc;--bg: #f3fbff;--line: #cfe0ee;--line2: #e6eff7;--muted: #778894;--text: #283d4a;--green: #12a150;--red: #c93a3a;--radius: 14px;--shadow: 0 8px 26px rgba(11, 48, 76, .09)}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}html,body{margin:0;padding:0}body{font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);font-size:16px;line-height:1.5;overflow-x:hidden;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%}button,input,select,textarea{font:inherit}button{cursor:pointer}h1,h2,h3,h4{margin:0 0 10px;color:var(--navy);font-weight:800;letter-spacing:-.02em;line-height:1.12}h1{font-size:30px}h2{font-size:24px}h3{font-size:19px;letter-spacing:-.01em}h4{font-size:17px;letter-spacing:-.01em}p{margin:0 0 12px}.container{width:min(1160px,calc(100% - 32px));margin:0 auto}.app-header{background:#fff;position:sticky;top:0;z-index:60;border-bottom:1px solid #eef5fb}.header-in{height:66px;display:flex;align-items:center;justify-content:space-between;gap:12px}.brand{display:inline-flex;align-items:center;flex:0 0 auto}.brand-logo{display:block;height:48px;width:auto;max-width:158px;object-fit:contain}.brand-mark{width:36px;height:36px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:17px}.desktop-nav{display:none;align-items:center;gap:30px;font-weight:700;text-transform:uppercase;font-size:13px;color:var(--navy2)}.desktop-nav a:hover{color:var(--teal)}.header-actions{display:flex;align-items:center;gap:10px}.help-link{display:flex;align-items:center;gap:6px;color:var(--navy2);font-size:15px;font-weight:700}.help-link 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var(--line2);border-radius:12px;box-shadow:var(--shadow);min-width:200px;padding:8px;display:flex;flex-direction:column;z-index:70}.menu-pop a{padding:10px 12px;border-radius:8px;font-size:14px;font-weight:600}.menu-pop a:hover{background:var(--teal-soft);color:var(--teal-dark)}.mobile-drawer{background:#fff;border-top:1px solid var(--line2);padding:8px 16px 16px;display:flex;flex-direction:column}.mobile-drawer a{padding:12px 4px;font-size:15px;font-weight:700;color:var(--navy2);border-bottom:1px solid #f0f6fb}.mobile-drawer a:last-child{border-bottom:0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:8px;font-weight:700;transition:background .18s,transform .18s,box-shadow .18s}.btn-primary{background:var(--teal);color:#fff;padding:15px 26px;font-size:16px}.btn-primary:hover{background:var(--teal-dark)}.btn-primary:disabled{opacity:.6;cursor:not-allowed}.btn-ghost{background:#fff;color:var(--navy2);border:1.5px solid var(--line);padding:13px 22px;font-size:15px}.btn-ghost:hover{border-color:var(--teal);color:var(--teal-dark)}.btn-block,.wide{width:100%}.btn.slim{padding:9px 18px;font-size:13.5px}.card{background:#fff;border:0;border-radius:var(--radius);box-shadow:var(--shadow)}.page{max-width:1080px;margin:0 auto;padding:24px 16px 56px}.page h1.title,.page h2.title{font-size:30px;margin-bottom:8px}.page .lead{color:var(--muted);font-size:15px;line-height:1.6}.section-gap{margin-top:16px}.field{margin-bottom:18px;min-width:0}.field label{display:block;font-size:16px;font-weight:700;color:var(--navy);margin-bottom:8px}.field input,.field select,.field textarea{width:100%;height:54px;border:1.5px solid var(--line);border-radius:10px;padding:0 16px;outline:0;background:#fff;color:var(--text);font-size:16px;transition:.15s}.field textarea{height:auto;min-height:120px;padding:14px 16px;line-height:1.6}.field select{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),linear-gradient(135deg,var(--muted) 50%,transparent 50%);background-position:calc(100% - 20px) 24px,calc(100% - 14px) 24px;background-size:6px 6px,6px 6px;background-repeat:no-repeat;padding-right:42px}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px #10a0bc24}.field .hint{font-size:13.5px;color:var(--muted);margin-top:7px;line-height:1.5}.form-grid2{display:grid;grid-template-columns:1fr;gap:0}.err{background:#fff1f1;color:var(--red);border:1px solid #f6c9c9;border-radius:10px;padding:12px 14px;font-size:14px;margin-bottom:16px;line-height:1.5}.ok{background:#eefaf1;color:#0d7a3c;border:1px solid #bfe9cd;border-radius:10px;padding:12px 14px;font-size:14px;margin-bottom:16px;line-height:1.5}.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{padding:12px 18px;border:1.5px solid var(--line);border-radius:9px;background:#fff;color:var(--navy2);cursor:pointer;font-size:15px;font-weight:600;transition:.15s}.chip:hover{border-color:var(--teal)}.chip.active{background:var(--teal-soft);border-color:var(--teal);color:var(--navy);font-weight:700}.badge{display:inline-flex;align-items:center;gap:5px;padding:5px 12px;border-radius:20px;font-size:12.5px;font-weight:700}.badge.green{background:#e9fbf0;color:#0d7a3c}.badge.yellow{background:#fff6da;color:#a3760a}.badge.red{background:#fff0f2;color:var(--red)}.badge.blue{background:var(--teal-soft);color:var(--teal-dark)}.badge.gray{background:#eef2f7;color:var(--muted)}.step-page{max-width:820px;margin:0 auto;padding:16px 16px 56px}.stepbar{display:grid;grid-template-columns:repeat(4,1fr);margin:14px 0 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b{color:var(--navy2);text-align:right;word-break:break-word}.edit-link{color:var(--teal-dark);font-size:14px;font-weight:700}.table-wrap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}.tbl{width:100%;border-collapse:collapse;font-size:13.5px;min-width:520px}.tbl th{text-align:left;color:var(--muted);font-weight:700;padding:10px;background:#f2f9fe;white-space:nowrap}.tbl td{padding:11px 10px;border-bottom:1px solid #eef5fb;white-space:nowrap}.app-footer{background:#172126;color:#fff;text-align:center;padding:44px 0 26px;margin-top:36px}.footer-brand{display:flex;justify-content:center;margin-bottom:20px}.footer-brand img{height:54px;width:auto}.app-footer p{font-size:14px}.footer-links{display:flex;gap:26px;justify-content:center;font-size:13.5px;margin:18px 0;flex-wrap:wrap}.footer-links a:hover{color:#4ec8dc}.app-footer .legal{max-width:1050px;text-align:left;color:#a9b6bd;font-size:11px;line-height:1.65;margin:26px auto 0}.app-footer .copy{border-top:1px solid rgba(255,255,255,.1);margin-top:22px;padding-top:16px;font-size:11.5px;color:#8a99a2}.grid4{display:grid;grid-template-columns:1fr 1fr;gap:12px}.two{display:grid;grid-template-columns:1fr;gap:14px}.stack-actions{display:flex;flex-direction:column;gap:10px}.hide-mobile{display:none}@media (min-width: 700px){h1{font-size:38px}h2{font-size:30px}.help-link .help-text{display:inline}.page{padding:34px 20px 70px}.page h1.title,.page h2.title{font-size:38px}.form-grid2{grid-template-columns:1fr 1fr;gap:0 16px}.up-grid{grid-template-columns:1fr 1fr;gap:16px}.step-page{padding:26px 20px 70px}.step-card{padding:34px 36px 36px}.step-card>h1{font-size:36px}.step-nav{flex-direction:row;justify-content:space-between}.step-nav .btn{width:auto;min-width:200px}.sb-label{font-size:13.5px}.grid4{gap:16px}}@media (min-width: 900px){.desktop-nav{display:flex}.menu-toggle{display:none}.brand-logo{height:56px;max-width:185px}.header-in{height:82px}.two{grid-template-columns:1fr 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